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Kris August 16, at 4: Not many great choices out there, but I will battle on. Nancy August 30, at 4: Find one that has experience in surveying Flood Plains. Do a google search using those words. Dump them, and get a mortgage with a credit union.
I too have been sent a lovely note from FEMA changing my property from x to ae.
The best part is, sure you can dispute their assessment moving you into a flood zone as long as you pay a processing fee of a minimum of dollars up to around dollars and after you hire a surveyor or engineer to state that the elevation of your property is above 75 feet they MAY exempt your property from Flood insurance.
Hah, what a scam, doncha just love government? They have endless ways they can spend YOUR money. Wilma February 14, at 1: Is it better than any other banks or are they not going to sell the loan again to a government?
We are actually thinking of getting rid off the regular bank and do a mortgage with the credit union. Lisa August 30, at 2: I live in FL. A month ago, I received a letter from my mortgage co.
The elevation certificate I have from the surveyor shows that my home is NOT in a flood zone and that actually I am a foot above the flood plain. I am now seeking an attorney because I want to know who submitted the invalid information to FEMA, how they obtained their information, how they obtained access to my property, and when they were given permission to do the survey on my home?
I am out for justice. This ordeal has cost me time, money, aggravation and many sleepless nights and someone will be held accountable for it. Good Luck to everyone going through this madness. In my case, I went to the city or the county — there is a flood plain management division usually under the zoning department or the building department of the county.
In my opinion, FEMA contracted a lot of agencies to do the work for them. Flood Plain Management is the source of all the information.
Mike August 30, at 4: I live on a man made lake where the Dam was build years ago. In order to build on the lake front you have to have a survey done to shoot the elevation for the spillway and the top of the top of the dam, then you build above the elevation of the top of the dam so you are not in the flood plain.
The spillway is 12 feet below the top of the dam giving plenty of leeway for floods. In fact we had a year flood in where water was going 10 feet over the spillway.
It never came close to my house. They have all the information survey etc that cleary shows the elevations on my property and they refuse to talk me. FYI, I wrote my congressman as well as local representatives, providing them the information.
My neighbor is going through the same thing as well as everyone else at this lake. No responses from anyone, no one cares, just bend over and take it! Vote them all out of office! Mike March 8, at 1: Win one for the little people!The Entertainment Software Association (ESA) is the U.S.
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